Terms of Use

Last Updated: April 16, 2026

1. INTRODUCTION, NATURE OF SERVICES, AND ACCEPTANCE

These Terms of Use (“Terms”) are entered into by and between you (“User,” “you,” or “your”) and Interstice Digital (“Interstice,” “Company,” “we,” “us,” or “our”).

These Terms govern your access to and use of Interstice Digital’s platform, including its website, interfaces, APIs, integrations, documentation, and any related infrastructure, tools, or services (collectively, the “Platform”).

These Terms include and incorporate by reference any annexes, schedules, product-specific terms, and supplemental terms and conditions (collectively, the “Annexes”), each of which governs specific services, products, or functionalities made available through the Platform, including, without limitation, the Cross-Chain Swap Engine and the Venezuela Protocol.

Each Annex forms an integral part of these Terms and applies exclusively to the applicable Service. In the event of any inconsistency between these Terms and an Annex, the Annex shall govern solely with respect to the relevant Service, and these Terms shall otherwise remain in full force and effect.

By accessing, browsing, or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms, the Privacy Policy, the KYC/KYB Terms of Service, and all applicable Annexes and documents incorporated herein by reference. If you do not agree to these Terms, you must not access or use the Platform.

1.1 Nature of the Platform

Interstice Digital is a non-custodial digital infrastructure provider designed to support institutional interaction with decentralized networks and cross-chain environments. The Platform provides technical infrastructure, compliance-support tooling, identity and verification integrations, and structured data outputs in connection with user-directed activity.

Interstice does not take custody of assets, does not hold or manage private keys, and does not execute, process, or settle transactions. Interstice does not act as an intermediary, agent, broker, dealer, counterparty, exchange, or financial institution, and does not provide any form of transactional, execution, or settlement service.

All activity conducted using or in connection with the Platform is initiated, determined, and executed solely by the relevant users and their chosen counterparties through systems, protocols, and networks that are not owned, operated, or controlled by Interstice.

1.2 Informational and Infrastructure-Only Role

All information, data, outputs, and materials made available through the Platform are provided for informational, technical, and compliance-support purposes only. Nothing on the Platform constitutes legal, financial, investment, tax, or regulatory advice, and no content should be relied upon as a substitute for independent professional judgment.

Nothing on the Platform constitutes a solicitation, recommendation, endorsement, or offer to buy, sell, or otherwise transact in any digital asset, financial instrument, security, or investment product. Interstice does not promote, recommend, or influence any transaction, asset, or counterparty.

Any decision to engage in transactions, interact with counterparties, or utilize blockchain infrastructure is made solely by the user, at their own risk and discretion.

1.3 No Execution, Facilitation, or Transaction Control

The Platform may present or display information relating to potential transaction parameters, including pricing data, estimated costs, or possible execution pathways across third-party systems or blockchain networks.

Such information is provided on a neutral and informational basis for user evaluation only. Interstice does not recommend, prioritize, or endorse any transaction, route, asset, or counterparty.

All decisions relating to transaction parameters, counterparties, and execution are made solely by the user. Interstice does not initiate or control any transaction and does not participate as an intermediary, agent, or counterparty.

1.4 Regulatory Status Disclaimer

Interstice Digital is not registered with or regulated by the U.S. Securities and Exchange Commission or any other regulatory authority as an investment adviser, broker-dealer, exchange, alternative trading system, futures commission merchant, swap execution facility, clearing agency, bank, depository institution, or money services business, unless expressly stated otherwise in writing.

Nothing in the Platform, the Services, or these Terms shall be interpreted as a representation that Interstice is licensed, regulated, or approved by any governmental or regulatory authority, or that it operates within any particular regulatory classification.

1.5 Regulatory Uncertainty and User Responsibility

The regulatory landscape applicable to digital assets, blockchain infrastructure, and cross-chain systems is rapidly evolving and subject to uncertainty.

Interstice makes no representation that the Platform complies with the laws of any jurisdiction. Users are responsible for determining the legality of their activities and ensuring compliance with applicable law.

1.6 Sanctions and Compliance Framework

Interstice maintains internal policies and procedures designed to support compliance with applicable regulatory frameworks, including anti-money laundering (AML), know-your-customer (KYC/KYB), sanctions regulations administered by the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC), and counter-terrorism financing (CTF) laws.

Such measures are risk-based, informational, and supportive in nature and do not constitute legal determinations, regulatory assurances, or guarantees of permissibility. Interstice does not represent that any activity conducted through or in connection with the Platform is compliant with applicable sanctions or regulatory regimes.

1.7 Forward-Looking Statements

The Platform may contain statements regarding anticipated features, technical capabilities, product developments, or business plans that constitute forward-looking statements. These statements are based on current expectations and assumptions and are subject to risks and uncertainties that may cause actual results to differ materially.

Interstice undertakes no obligation to update or revise any forward-looking statements to reflect subsequent events or changes in circumstances, and users should not place undue reliance on such statements.

1.8 Technology and Digital Asset Risk

The use of digital assets, blockchain networks, smart contracts, and cross-chain infrastructure involves significant technological and operational risks. These risks include, without limitation, software vulnerabilities, smart contract failures, network congestion, protocol malfunctions, cybersecurity incidents, key management failures, and interoperability issues across networks.

Interstice does not control, operate, or guarantee the performance, security, or availability of any underlying blockchain network, protocol, or third-party system. All such risks are assumed entirely by the user.

1.9 Acceptance and Binding Effect

By accessing or using the Platform, you acknowledge that you understand the nature of Interstice’s role as a non-custodial infrastructure provider and agree that Interstice does not provide transactional, financial, or intermediary services.

Your continued use of the Platform constitutes your binding acceptance of these Terms.

2. ELIGIBILITY, INSTITUTIONAL USE, AND JURISDICTION

2.1 Eligibility Requirements

The Platform is intended solely for use by legally capable persons and entities that can form binding contracts under applicable law. By accessing or using the Platform, you represent and warrant that you meet these requirements and that your access to and use of the Platform does not violate any applicable law, regulation, or contractual obligation.

Interstice reserves the right, at its sole discretion, to determine eligibility criteria and to restrict, deny, suspend, or terminate access to any user that does not meet such criteria or that presents legal, regulatory, or reputational risk. Nothing in these Terms shall be construed as granting any right to access or use the Platform.

2.2 Institutional and Professional Use

The Platform is designed primarily for use by institutional participants, professional counterparties, and other sophisticated users with experience in digital assets, financial infrastructure, or compliance environments. The Platform is not intended for retail or unsophisticated users.

By accessing or using the Platform, you represent and warrant that you possess sufficient knowledge and experience to understand the technical, legal, and financial risks associated with digital assets, blockchain-based systems, and cross-chain infrastructure, and that you are capable of independently evaluating such risks and your compliance obligations.

You further acknowledge and agree that all decisions relating to transaction parameters, counterparties, and execution are made solely and independently by you, and that the Platform does not impose, determine, or enforce any default outcome, execution path, or transaction decision.

Interstice does not verify the level of sophistication, expertise, or qualifications of any user and makes no representation as to the suitability of the Platform for any particular user.

2.3 Jurisdictional Use and Restrictions

The Platform is not intended for use in any jurisdiction where its access, availability, or use would be unlawful or would require Interstice to obtain licensing, registration, or regulatory approval.

Users who access or use the Platform from any jurisdiction do so on their own initiative and are solely responsible for ensuring that such access and use comply with all applicable laws and regulations.

Interstice may, at any time and without notice, restrict, suspend, or disable access to the Platform in any jurisdiction where it determines, in its sole discretion, that continued operation may present legal or regulatory risk or require registration, licensing, or authorization.

2.4 Sanctions and Restricted Persons

The Platform may not be accessed or used by any individual or entity that is subject to applicable sanctions or restrictions, including any person that is located in, organized under the laws of, or ordinarily resident in a comprehensively sanctioned jurisdiction, identified on any sanctions list maintained by the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) or any equivalent authority, or owned or controlled, directly or indirectly, by any such person or entity.

By accessing or using the Platform, you represent and warrant that you are not subject to any such restrictions and that you will not use the Platform in connection with any activity involving sanctioned persons, entities, or jurisdictions.

Interstice reserves the right to restrict, suspend, or terminate access to the Platform where it reasonably determines that a user may be in violation of applicable sanctions laws or related restrictions.

2.5 No Reliance on Platform Availability

Interstice does not guarantee that the Platform, or any portion of it, will be available in any specific jurisdiction or to any particular user at any given time.

Access to the Platform may be modified, restricted, suspended, or discontinued at any time due to legal, regulatory, operational, or business considerations, without liability to Interstice.

3. ACCOUNT ACCESS, VERIFICATION, AND COMPLIANCE CONTROLS

3.1 Access to the Platform

Access to certain features or functionalities of the Platform may require registration, onboarding, or the submission of additional information by the user. Interstice reserves the right, at its sole discretion, to determine eligibility criteria and to grant, restrict, suspend, or revoke access to the Platform at any time based on legal, regulatory, operational, or risk considerations.

Access may be conditioned on the nature of the user, jurisdiction, intended use of the Platform, or other factors deemed relevant by Interstice. Nothing in these Terms shall be construed as creating any right of access to the Platform or any of its features.

3.2 Separate KYC/KYB Terms and Data Processing

Where a user undergoes identity verification, onboarding, or screening, such activities shall be governed by Interstice’s KYC/KYB Terms of Service, which are incorporated by reference into these Terms.

Any collection and processing of personal or business information in connection with such activities is governed by the Privacy Policy, as further described in Section 13.

3.3 Nature of Verification and Compliance Activities

Any identity verification, screening, or compliance-related activity conducted by or on behalf of Interstice is performed solely for access control, internal risk management, and compliance-support purposes.

Such activities are informational, risk-based, and inherently limited in scope. They do not constitute a representation, certification, or guarantee that any user is compliant with applicable laws or regulations, and they do not create any obligation on the part of Interstice to monitor, supervise, validate, or enforce user activity on an ongoing basis.

Interstice does not act as a financial institution, intermediary, or regulated entity in connection with such activities and does not assume responsibility for the legality, permissibility, or regulatory treatment of any user’s conduct.

3.4 Screening and Risk-Based Controls

Interstice may, at its discretion, conduct screening of users, associated persons, or related identifiers against internal systems, publicly available sources, or third-party datasets, including sanctions lists and risk indicators.

Such screening is inherently probabilistic, subject to limitations in underlying data sources, and performed on a discretionary and risk-based basis. Interstice makes no representation or warranty as to the accuracy, completeness, or timeliness of any screening activity or result and does not guarantee that any such screening will identify all relevant risks.

Interstice may apply internal criteria, methodologies, and thresholds, which may be modified at any time without notice, in determining access to the Platform.

3.5 Access Restrictions and Suspension

Interstice reserves the right to restrict, suspend, or terminate access to the Platform, in whole or in part, at any time and without prior notice, where it reasonably determines that a user has failed to satisfy onboarding or verification requirements, has provided inaccurate, incomplete, or misleading information, may be subject to sanctions or regulatory restrictions, or where continued access may expose Interstice to legal, regulatory, or reputational risk.

Any such restriction or suspension relates solely to access to the Platform and shall not affect any external systems, assets, transactions, or relationships, all of which remain independent of and outside Interstice’s control.

3.6 No Monitoring or Transaction Oversight

Interstice does not undertake any obligation to monitor user activity, transactions, or interactions with third parties on an ongoing basis.

The Platform does not provide transaction monitoring, surveillance, enforcement, or compliance supervision services. Any compliance-related tools, outputs, or data made available through the Platform are informational in nature only and do not constitute oversight, control, or regulatory enforcement.

3.7 User Responsibility for Compliance

You acknowledge and agree that you are solely responsible for complying with all applicable laws and regulations, conducting independent due diligence on counterparties, transactions, and activities, and determining whether your use of the Platform is lawful in your jurisdiction.

Interstice does not provide legal, regulatory, or compliance determinations and does not assume any responsibility for user compliance.

4. SCOPE AND NATURE OF SERVICES

4.1 Overview of the Platform

Interstice Digital operates a non-custodial infrastructure platform designed to support institutional interaction with decentralized networks, digital assets, and cross-chain environments.

The Platform provides technical infrastructure, compliance-support capabilities, and structured data outputs that may be used by users in connection with their own independently initiated and directed activities. Interstice does not operate as a transactional system and does not provide execution, settlement, custody, routing, or intermediary services of any kind.

All services provided by Interstice are informational, technical, and supportive in nature and are intended solely to enable users to independently access, evaluate, and interact with external systems, counterparties, and blockchain networks.

4.2 Product Structure

The Platform may include multiple modules, products, or functionalities (each, a “Service”), including cross-chain infrastructure functionality and compliance-oriented infrastructure functionality.

Each Service may have distinct characteristics, technical implementations, and applicable conditions of use. Additional terms applicable to specific Services may be set forth in separate annexes, product documentation, or supplemental agreements, which are incorporated by reference into these Terms.

4.3 Cross-Chain Infrastructure Functionality

Certain components of the Platform may enable users to view, configure, or interact with information relating to cross-chain activity, including potential transaction parameters, pricing data, estimated costs, or possible execution pathways across independent blockchain networks or third-party systems.

Such information is presented on a neutral and informational basis, derived from predefined and objective parameters, and made available solely for user evaluation. Interstice does not recommend, prioritize, rank, or endorse any specific transaction, route, asset, or counterparty.

Users retain full control over all decisions relating to transaction parameters, counterparties, and execution. Any interaction with blockchain networks, smart contracts, or liquidity sources is initiated and conducted independently by the user and occurs outside of Interstice’s control.

4.4 Compliance and Documentation Functionality

The Platform may also provide tools and infrastructure designed to support identity verification, compliance workflows, and the generation of structured records, audit trails, or documentation related to user activity.

Such functionality is limited to the collection, validation, analysis, and organization of information for compliance-support purposes and does not constitute a determination of legal or regulatory compliance. Any outputs, reports, or documentation generated through the Platform are informational in nature, may be incomplete or probabilistic, and may be subject to interpretation.

Interstice does not represent or warrant that any such outputs will be accepted, relied upon, or given legal effect by any regulatory authority or third party.

4.5 No Execution, Routing, or Discretion

The Platform does not execute transactions or exercise discretion over user decisions. Any information relating to potential transaction parameters or execution pathways is provided on a neutral basis and is subject entirely to user selection and control.

4.6 Interaction with Third-Party Systems

The Platform may enable users to access, connect to, or interact with third-party systems, including blockchain networks, smart contracts, or external service providers.

All such systems operate independently of Interstice. Interstice does not control their availability, performance, security, or outcomes and is not responsible for any act, omission, or failure of any third party. Any interaction with such systems is undertaken solely by the user and subject to the applicable terms of such third parties.

4.7 Product-Specific Terms and Annexes

Certain Services or functionalities offered through the Platform may be subject to additional terms, conditions, or disclosures, including product-specific annexes (the “Annexes”).

Such Annexes are incorporated by reference into these Terms and form an integral part of the agreement between you and Interstice. In the event of any conflict between these Terms and an applicable Annex, the Annex shall govern solely with respect to the relevant Service.

4.8 No Guarantee of Availability or Continuity

Interstice reserves the right to modify, suspend, or discontinue any Service, feature, or functionality of the Platform at any time, with or without notice.

The availability, scope, and characteristics of any Service may change due to technical, regulatory, operational, or business considerations. Interstice shall have no liability arising from any modification, limitation, or discontinuation of any part of the Platform.

5. USER OBLIGATIONS AND COMPLIANCE RESPONSIBILITIES

5.1 General Compliance Obligation

You shall use the Platform strictly in accordance with these Terms and all applicable laws, rules, and regulations. Access to and use of the Platform is conditioned on your ongoing compliance with this Section, and any failure to comply may result in immediate restriction, suspension, or termination of access.

You acknowledge that the Platform operates solely as an infrastructure and compliance-support layer and that your use of the Platform does not alter, reduce, or transfer any legal or regulatory obligation applicable to you.

5.2 Independent Legal and Regulatory Responsibility

You are solely responsible for determining the legality, regulatory treatment, and permissibility of your activities in connection with the Platform, including any interaction with digital assets, blockchain networks, counterparties, or cross-border arrangements.

Interstice does not provide legal, financial, regulatory, or compliance advice and does not make any determination as to whether your activities are lawful or compliant with applicable law. You agree to obtain independent legal, regulatory, and professional advice as necessary to assess your obligations and risks.

5.3 Sanctions, AML, and Financial Crime Compliance

You represent, warrant, and covenant that your use of the Platform will at all times comply with all applicable laws and regulations relating to sanctions, anti-money laundering (AML), counter-terrorism financing (CTF), and financial crime.

You shall not use the Platform in connection with any person, entity, or jurisdiction subject to applicable sanctions, any activity designed to evade, circumvent, or violate sanctions or financial crime laws, or any transaction or arrangement involving proceeds of unlawful activity. You further agree that your activities will not cause Interstice to be in violation of any applicable law or regulation.

5.4 No Circumvention or Misrepresentation

You shall not use, and shall not permit any third party to use, the Platform to circumvent, evade, or attempt to circumvent any applicable law, regulation, or compliance requirement, to misrepresent identity, ownership, control, source of funds, or business purpose, or to obscure or conceal the nature of any activity, relationship, or transaction.

All information provided by you must be accurate, complete, and not misleading, whether by omission or otherwise.

5.5 Responsibility for Transactions and Counterparties

You acknowledge and agree that all decisions relating to counterparties, transaction parameters, and execution are made solely and independently by you. You are solely responsible for selecting counterparties, conducting due diligence on any counterparty, asset, or transaction, and evaluating all risks associated with any activity conducted in connection with the Platform.

Interstice does not vet, verify, recommend, or endorse any counterparty, asset, or transaction and does not assume responsibility for any outcome.

5.6 No Reliance on the Platform

You shall not rely exclusively on the Platform, or on any data, output, or functionality provided through it, for purposes of determining compliance, legality, or risk.

Any information provided through the Platform is inherently limited, may be incomplete or inaccurate, and is provided solely for informational and support purposes. All decisions made by you are undertaken at your sole risk and responsibility.

5.7 No Substitution for Compliance Programs

You acknowledge that the Platform does not replace, and is not intended to replace, your internal compliance program, policies, procedures, or controls.

You remain solely responsible for implementing and maintaining appropriate compliance frameworks, including those relating to sanctions, AML, and financial regulation.

5.8 Cooperation and Information Requests

You agree to respond promptly to reasonable requests for information, documentation, or clarification and to cooperate with any compliance-related inquiry, review, or assessment conducted by Interstice.

Failure to provide requested information or to cooperate may result in restriction or termination of access to the Platform.

5.9 Responsibility for Access and Use

You are solely responsible for maintaining appropriate controls over access to the Platform, including the management of credentials, permissions, and internal authorization structures.

You shall be responsible for all activities conducted through your account or access credentials, whether authorized or unauthorized.

5.10 No Representation of Interstice

You shall not represent, imply, or suggest that Interstice has approved, endorsed, or validated any activity, transaction, or counterparty, that Interstice has determined that any activity is compliant with applicable law, or that Interstice is acting as an intermediary, advisor, or participant in any transaction.

Any such representation shall constitute a material breach of these Terms.

5.11 Ongoing Nature of Obligations

The obligations set forth in this Section are continuous in nature and shall apply at all times during your access to and use of the Platform.

Any breach of this Section shall constitute a material breach of these Terms and may result in immediate enforcement action, including suspension or termination of access, without liability to Interstice.

6. PROHIBITED USES

6.1 General Prohibition

You shall not access or use the Platform, directly or indirectly, in any manner that is unlawful, improper, or inconsistent with the intended purpose of the Platform as described in these Terms.

Without limiting the foregoing, any use of the Platform that attempts to exploit, misuse, or circumvent its intended function as a non-custodial infrastructure and compliance-support system is strictly prohibited.

6.2 Violations of Law and Regulatory Evasion

You shall not use the Platform in connection with any activity that violates, or is intended to violate, any applicable law, rule, or regulation, including those relating to sanctions, anti-money laundering, counter-terrorism financing, securities, commodities, or financial conduct.

You shall not use the Platform to evade, circumvent, or attempt to evade any regulatory requirement, legal restriction, or compliance obligation, including through structuring, misrepresentation, concealment, the use of intermediaries, or any arrangement designed to obscure the true nature of an activity, transaction, or relationship.

6.3 Sanctioned and Restricted Activity

You shall not use the Platform in connection with any individual or entity that is subject to sanctions, any jurisdiction subject to comprehensive sanctions or restrictions, or any activity that may result in a violation of applicable sanctions regimes.

You shall not structure, facilitate, or attempt to structure any activity in a manner designed to obscure the involvement of any sanctioned person, entity, or jurisdiction or to otherwise avoid detection under applicable sanctions frameworks.

6.4 Fraud, Misrepresentation, and Deceptive Conduct

You shall not provide false, inaccurate, incomplete, or misleading information to Interstice or to any third party in connection with your use of the Platform.

You shall not engage in any activity that involves fraud, deception, manipulation, or the concealment of material facts, including with respect to identity, ownership, source of funds, business purpose, or the nature of any transaction or relationship.

6.5 Misuse of the Platform

You shall not use the Platform in any manner that is inconsistent with its intended function as a non-custodial infrastructure and compliance-support system.

You shall not use the Platform as a substitute for your own compliance program or legal obligations, rely on the Platform as a sole or determinative source of compliance, risk, or legal assessment, or use the Platform to create, suggest, or imply the existence of compliance, regulatory approval, or legal validation where none exists.

6.6 Unauthorized Access and Interference

You shall not access or attempt to access any portion of the Platform for which you are not authorized, interfere with, disrupt, or attempt to disrupt the integrity, security, or performance of the Platform, introduce any malicious code, exploit, or harmful component, or circumvent, disable, or otherwise interfere with any security feature or access control mechanism.

6.7 Data Extraction and Use

You shall not, except as expressly permitted, extract, scrape, harvest, or systematically collect data from the Platform, use any automated system, including bots, crawlers, or similar technologies, to access the Platform, or use any data, outputs, or information obtained from the Platform for unauthorized commercial, competitive, or unlawful purposes.

6.8 Misuse of Outputs and Documentation

You shall not use any data, reports, compliance outputs, or documentation generated through the Platform in a misleading or deceptive manner, to misrepresent compliance status or regulatory approval, or in any way that suggests endorsement, validation, certification, or participation by Interstice.

6.9 Third-Party Violations

You shall not use the Platform in a manner that violates the terms, conditions, or policies of any third-party system, protocol, or service with which you interact.

You acknowledge that your use of such third-party systems is governed by their respective terms and that Interstice shall have no responsibility or liability for any violation thereof.

6.10 Enforcement and Remedies

Interstice reserves the right, at its sole discretion and without prior notice, to investigate any actual, suspected, or potential violation of this Section.

Where Interstice determines that a violation has occurred or may occur, it may take any action it deems appropriate, including restricting, suspending, or terminating access to the Platform, without liability and without prejudice to any other rights or remedies available under these Terms or applicable law.

6.11 No Limitation

The prohibitions set forth in this Section are in addition to, and not in limitation of, any other restrictions or obligations set forth in these Terms or under applicable law.

7. THIRD-PARTY SYSTEMS AND BLOCKCHAIN INTERACTIONS

7.1 Independent Third-Party Systems

The Platform may enable users to access, view, or interact with third-party systems, including blockchain networks, smart contracts, protocols, liquidity sources, data providers, or other external services (collectively, “Third-Party Systems”).

All Third-Party Systems operate independently of Interstice. Interstice does not own, operate, control, maintain, or administer any Third-Party System and has no authority over their design, functionality, governance, or performance.

7.2 No Control or Responsibility

Interstice does not control and is not responsible for the availability, uptime, or continued operation of any Third-Party System, the accuracy, completeness, or reliability of any data obtained from such systems, the execution, settlement, or outcome of any interaction conducted through such systems, or any act, omission, error, delay, or failure of any Third-Party System.

Any reliance on or interaction with Third-Party Systems is undertaken solely at your own risk.

7.3 Independent User Interaction

Any interaction with Third-Party Systems, including any interaction with blockchain networks, smart contracts, or counterparties, is initiated, determined, and conducted solely by you.

Interstice does not initiate, submit, transmit, or execute transactions on your behalf, does not control or influence execution outcomes, and does not act as an intermediary, agent, facilitator, or counterparty in any such interaction. All actions taken in connection with Third-Party Systems occur outside of Interstice’s infrastructure and control.

7.4 No Endorsement or Recommendation

The inclusion, display, or availability of any Third-Party System through the Platform does not constitute an endorsement, recommendation, or approval by Interstice.

Any information relating to Third-Party Systems, including pricing, routing, or technical data, is provided on a neutral and informational basis. Interstice does not prioritize, rank, recommend, or otherwise influence the selection of any system, route, or counterparty.

7.5 Third-Party Terms and Conditions

Your use of any Third-Party System is subject to the terms, conditions, and policies of such third party.

You are solely responsible for reviewing and complying with all applicable third-party terms, and Interstice shall have no liability for any failure to do so or for any breach of such terms.

7.6 No Guarantee of Compatibility or Performance

Interstice does not guarantee that the Platform will be compatible with any Third-Party System or that any integration, connection, or interaction will function as expected.

Third-Party Systems may change, become unavailable, or behave unpredictably without notice. Interstice shall not be responsible for any disruption, failure, or loss arising from such changes.

7.7 Blockchain and Smart Contract Risk

Interactions with blockchain networks and smart contracts involve inherent technological and operational risks, including irreversible transactions, software vulnerabilities, protocol errors, network congestion, and unintended outcomes.

Interstice does not audit, verify, or guarantee the security, functionality, or reliability of any blockchain network or smart contract, except where expressly stated in separate written documentation. Any interaction with such systems is undertaken entirely at your own risk.

7.8 No Custody or Access to Assets

Interstice does not have access to, custody of, or control over any digital assets, private keys, wallets, or accounts used in connection with Third-Party Systems.

Interstice cannot recover, reverse, modify, or otherwise affect any transaction or asset position and shall have no responsibility for any loss of assets arising from user actions, third-party activity, or network-level events.

7.9 Changes to Third-Party Integrations

Interstice may, at any time and in its sole discretion, add, remove, or modify integrations with Third-Party Systems.

Such changes may affect the availability, functionality, or scope of the Platform without giving rise to any liability or obligation.

8. INTELLECTUAL PROPERTY

8.1 Ownership of the Platform

The Platform, including all software, systems, interfaces, designs, content, documentation, underlying technology, and all intellectual property rights therein, are and shall remain the exclusive property of Interstice or its licensors.

Nothing in these Terms grants you any ownership interest in the Platform or any portion thereof. All rights not expressly granted are reserved by Interstice.

8.2 Limited License

Subject to your compliance with these Terms, Interstice grants you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license to access and use the Platform solely for its intended purpose.

This license does not include any right to reproduce, modify, distribute, create derivative works of, publicly display, or otherwise exploit the Platform, except as expressly permitted in writing by Interstice.

8.3 Restrictions on Use

You shall not, and shall not permit any third party to copy, reproduce, modify, or create derivative works of the Platform, reverse engineer, decompile, disassemble, or otherwise attempt to derive source code or underlying logic, remove, alter, or obscure any proprietary notices, or use the Platform in a manner that competes with, replicates, or substitutes for Interstice’s services.

8.4 Ownership of Outputs and Data

Except as otherwise expressly provided in a separate written agreement, all outputs, reports, compliance records, documentation, analytics, and data generated through the Platform, including any derived data, metadata, and analytical outputs, are and shall remain the exclusive property of Interstice.

Such outputs may incorporate proprietary methodologies, models, scoring systems, data sources, and internal processes, and shall not be considered works made for hire or owned by the user, to the maximum extent permitted by law.

Interstice retains the right to use, retain, analyze, and exploit such outputs and derived data for internal purposes, including compliance, analytics, system improvement, product development, and operational optimization, subject to applicable law and the Privacy Policy.

8.5 Feedback

If you provide any feedback, suggestions, ideas, or recommendations regarding the Platform (“Feedback”), you hereby grant Interstice a perpetual, irrevocable, worldwide, royalty-free, and fully transferable right to use, modify, incorporate, and otherwise exploit such Feedback for any purpose, without restriction or compensation.

8.6 Third-Party Intellectual Property

The Platform may include or reference content, data, or systems owned by third parties. All rights in such third-party materials remain with their respective owners.

Nothing in these Terms grants you any right to use any third-party intellectual property except as expressly permitted by the applicable third party.

8.7 Reservation of Rights

All rights not expressly granted to you under these Terms are reserved by Interstice.

9. DISCLAIMERS

9.1 No Advice

The Platform and all information, data, outputs, and materials made available through it are provided solely for informational, technical, and compliance-support purposes.

Nothing on the Platform constitutes, or shall be construed as, legal, financial, investment, tax, or regulatory advice. Interstice does not provide advisory services of any kind and does not act in any advisory capacity. You are solely responsible for obtaining independent professional advice and for making your own determinations with respect to any activity conducted in connection with the Platform.

9.2 No Offer or Solicitation

Nothing on the Platform constitutes a solicitation, recommendation, endorsement, or offer to transact in any digital asset, financial instrument, or investment product.

Interstice does not promote or recommend any transaction, asset, or counterparty.

9.3 No Regulatory Representation

Interstice makes no representation or warranty that the Platform, or any activity conducted in connection with it, complies with the laws or regulations of any jurisdiction.

Nothing in the Platform or these Terms shall be interpreted as a representation that Interstice is licensed, registered, or approved by any regulatory authority, or that any activity conducted through or in connection with the Platform is lawful, permissible, or compliant under applicable law.

9.4 Informational and Probabilistic Nature of Outputs

Any data, reports, compliance outputs, documentation, or analytical results generated through the Platform are informational in nature only and may be incomplete, inaccurate, outdated, or subject to interpretation.

Such outputs may be based on third-party data, internal methodologies, or probabilistic models and are not guaranteed to be correct, complete, or reliable. Interstice does not warrant that any output will be accepted, relied upon, or given legal effect by any regulator, authority, or third party.

9.5 No Monitoring or Enforcement

Interstice does not monitor, supervise, or enforce user activity, transactions, or interactions with third parties and does not provide regulatory oversight or compliance enforcement services.

The availability of compliance-related tools, screening outputs, or documentation does not create any obligation for Interstice to take action, intervene, or prevent any activity conducted by users.

9.6 Third-Party Systems Disclaimer

The Platform may include or reference Third-Party Systems, including blockchain networks, smart contracts, data providers, and external services.

Interstice does not control and makes no representation or warranty with respect to any Third-Party System, including its availability, accuracy, performance, security, or outcomes. All interactions with Third-Party Systems are undertaken solely at your own risk.

9.7 Technology and Digital Asset Risk

The use of digital assets, blockchain networks, smart contracts, and cross-chain infrastructure involves inherent technological and operational risks, including the possibility of loss, failure, delay, or unintended outcomes.

Interstice does not guarantee the functionality, security, reliability, or performance of any underlying system and shall not be responsible for any loss arising from such risks.

9.8 No Warranty

THE PLATFORM AND ALL RELATED SERVICES, INFORMATION, AND OUTPUTS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INTERSTICE DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, OR RELIABILITY.

INTERSTICE DOES NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE FROM DEFECTS.

9.9 No Guarantee of Availability or Continuity

Interstice does not guarantee that the Platform, or any part of it, will be available at any particular time, in any particular jurisdiction, or to any particular user.

The Platform may be modified, limited, suspended, or discontinued at any time without notice and without liability.

9.10 Forward-Looking Statements

The Platform may include statements regarding anticipated features, capabilities, or developments that constitute forward-looking statements.

Such statements are based on current expectations and assumptions and are subject to risks and uncertainties that may cause actual results to differ materially. Interstice undertakes no obligation to update or revise any such statements.

10. LIMITATION OF LIABILITY

10.1 Exclusion of Damages

To the maximum extent permitted by applicable law, Interstice and its affiliates, officers, directors, employees, agents, contractors, and service providers shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages of any kind. This includes, without limitation, any loss of profits, revenue, business opportunities, goodwill, data, or anticipated savings, as well as any loss arising from business interruption, system failure, or loss of use, whether or not Interstice has been advised of the possibility of such damages.

10.2 No Liability for Third-Party Systems or External Activity

Interstice shall not be liable for any loss, damage, or claim arising out of or relating to any interaction with blockchain networks, smart contracts, or digital assets, any transaction or arrangement with a counterparty, any Third-Party System (including its performance, availability, or failure), or any act, omission, or misconduct of any third party. All such activity occurs independently of Interstice and is undertaken at your sole risk.

10.3 No Liability for Compliance or Regulatory Outcomes

Interstice shall not be liable for any regulatory, legal, or compliance-related outcome, including any determination by a regulator, authority, or third party, any enforcement action, investigation, or penalty, or any failure by you to comply with applicable laws or regulations. You acknowledge that Interstice does not provide compliance determinations or regulatory assurances and does not assume responsibility for your compliance obligations.

10.4 No Liability for Data, Outputs, or Decisions

Interstice shall not be liable for any loss or damage arising from your reliance on any data, report, output, or documentation generated through the Platform, any error, omission, inaccuracy, or delay in such information, or any decision made by you or any third party based on such information. All use of Platform outputs is undertaken at your sole risk.

10.5 Aggregate Liability Cap

To the maximum extent permitted by applicable law, the total aggregate liability of Interstice, whether in contract, tort, strict liability, or otherwise, arising out of or relating to these Terms or the use of the Platform, shall not exceed the greater of (i) the total amount of fees, if any, paid by you to Interstice in the twelve (12) months preceding the event giving rise to the claim, or (ii) one hundred U.S. dollars (USD $100).

10.6 Basis of the Bargain

You acknowledge and agree that the limitations and exclusions of liability set forth in these Terms are a fundamental basis of the agreement between you and Interstice, and that Interstice would not provide access to the Platform without such limitations.

10.7 Applicability

The limitations set forth in this Section shall apply to the fullest extent permitted by applicable law, regardless of the form of action, whether based in contract, tort, negligence, strict liability, or otherwise. To the extent that any limitation or exclusion is not enforceable under applicable law, such limitation or exclusion shall be enforced to the maximum extent permitted.

11. INDEMNIFICATION

11.1 Indemnification Obligation

You agree to defend, indemnify, and hold harmless Interstice and its affiliates, officers, directors, employees, agents, contractors, and service providers (collectively, the “Indemnified Parties”) from and against any and all claims, demands, actions, proceedings, damages, losses, liabilities, costs, and expenses, including reasonable attorneys’ fees and legal costs, arising out of or relating to your access to or use of the Platform, your violation of these Terms, or your violation of any applicable law, regulation, or third-party right.

11.2 Compliance and Regulatory Exposure

Without limiting the foregoing, your indemnification obligations extend to any claim, investigation, enforcement action, or proceeding arising out of or relating to your failure to comply with applicable sanctions, anti-money laundering, counter-terrorism financing, or other financial crime laws, including any interaction with a sanctioned person, entity, or jurisdiction, or any activity conducted by you in connection with the Platform that results in regulatory scrutiny, liability, or enforcement.

11.3 Third-Party Interactions and External Systems

You acknowledge that all interactions with counterparties, blockchain networks, smart contracts, digital assets, or Third-Party Systems are undertaken solely by you and outside of Interstice’s control. You agree to indemnify and hold harmless the Indemnified Parties from and against any claim arising out of or relating to such interactions, including any dispute, loss, liability, or claim asserted by any third party.

11.4 Data and Information Provided

You further agree to indemnify and hold harmless the Indemnified Parties from any claim arising out of or relating to any information or data provided by you that is false, inaccurate, incomplete, or misleading, or any failure to obtain the necessary rights, consents, or legal authority to provide such information. This includes any claim brought by a third party in connection with personal or business information submitted to Interstice.

11.5 Misuse of the Platform

Your indemnification obligations also apply to any claim arising out of or relating to your misuse of the Platform, including any attempt to circumvent applicable laws or regulatory requirements, any use of the Platform inconsistent with its intended purpose, or any improper use of data, outputs, or documentation generated through the Platform.

11.6 Defense and Control

Interstice reserves the right, at its sole discretion, to assume the exclusive defense and control of any matter subject to indemnification, at your expense. You agree to cooperate fully in the defense of any such claim and shall not settle any matter without Interstice’s prior written consent, which shall not be unreasonably withheld.

11.7 Survival

The obligations set forth in this Section shall survive the termination or expiration of these Terms and your use of the Platform.

12. TERMINATION AND SUSPENSION

12.1 Right to Restrict or Terminate Access

Interstice reserves the right, at its sole discretion and at any time, to restrict, suspend, or terminate your access to the Platform, in whole or in part, with or without notice, for any reason or no reason, including where Interstice determines that such action is necessary or appropriate for legal, regulatory, operational, or risk management purposes.

Nothing in these Terms shall be construed as creating any obligation for Interstice to provide continued access to the Platform or to maintain the availability of any feature, functionality, or Service.

12.2 Termination for Cause

Without limiting the foregoing, Interstice may restrict, suspend, or terminate your access to the Platform where it reasonably determines that you have breached these Terms, provided inaccurate or misleading information, failed to satisfy onboarding or verification requirements, or engaged in conduct that may expose Interstice to legal, regulatory, or reputational risk.

Any such determination shall be made by Interstice in its sole discretion and shall not require prior notice, explanation, or opportunity to cure.

12.3 Effect of Termination

Upon termination or suspension of access, your right to use the Platform shall immediately cease, and you shall discontinue all use of the Platform and any associated services or materials.

Termination or suspension shall affect only your access to the Platform and shall not impact any external systems, transactions, digital assets, or relationships, all of which exist independently of Interstice and remain outside of its control. Interstice does not have the ability to reverse, cancel, or otherwise affect any transaction or asset position.

12.4 No Liability for Termination or Suspension

To the maximum extent permitted by applicable law, Interstice shall not be liable for any loss, damage, or claim arising out of or relating to the restriction, suspension, or termination of access to the Platform, including any loss of data, business opportunities, or anticipated activity.

12.5 Survival of Terms

Any provisions of these Terms that by their nature should survive termination or expiration shall remain in full force and effect, including, without limitation, those relating to disclaimers, limitation of liability, indemnification, intellectual property, and dispute resolution.

12.6 Discontinuation of the Platform

Interstice reserves the right to modify, suspend, or discontinue the Platform, or any portion thereof, at any time, with or without notice.

Interstice shall have no liability arising from any modification, limitation, suspension, or discontinuation of the Platform.

13. PRIVACY AND DATA HANDLING

13.1 Incorporation of Privacy Policy

Interstice’s collection, use, processing, and disclosure of personal and business information are governed by the Interstice Privacy Policy (the “Privacy Policy”), which is hereby incorporated by reference into these Terms.

By accessing or using the Platform, or by submitting any information to Interstice, you acknowledge that you have read, understood, and agree to the practices described in the Privacy Policy.

13.2 Relationship with KYC/KYB Terms

Where personal or business information is collected in connection with identity verification, onboarding, screening, or compliance-related processes, such activities shall be governed by both the Privacy Policy and the KYC/KYB Terms of Service.

Each of these documents applies independently and cumulatively and together form part of the contractual framework governing your interaction with Interstice. In the event of any conflict between these Terms and the Privacy Policy, the Privacy Policy shall govern solely with respect to data protection and privacy matters.

13.3 Nature of Data Processing

Interstice processes data for compliance, verification, documentation, and risk management purposes, as described in the Privacy Policy.

Such processing is independent of any transaction or interaction between users and third parties and does not involve participation in such activity.

13.4 Independent Role

Interstice acts as an independent data controller with respect to the information it collects and processes in connection with the Platform, as described in the Privacy Policy.

Nothing in these Terms shall be interpreted as creating any agency, fiduciary, advisory, intermediary, or other regulated relationship between Interstice and any user in connection with data processing activities. Interstice does not act on behalf of users in processing data and does not assume any obligation to act in the user’s interest.

13.5 User Responsibility for Data

You represent and warrant that all information provided to Interstice is accurate, complete, and not misleading, and that you have obtained all necessary rights, consents, and legal bases to provide any personal or third-party data.

You acknowledge that Interstice may rely on such information without independent verification to the maximum extent permitted by applicable law, and that you remain solely responsible for the legality and appropriateness of such data.

13.6 Cross-Border Data Processing

You acknowledge and agree that your information may be transferred, processed, and stored across multiple jurisdictions, including the United States and other jurisdictions in which Interstice or its service providers operate, as further described in the Privacy Policy.

Such cross-border processing is an inherent component of the Platform and may occur on an ongoing or event-driven basis. Interstice does not guarantee that data processing in any particular jurisdiction will satisfy the legal requirements of any other jurisdiction, and you remain responsible for assessing the legal implications of such processing.

14. DISPUTE RESOLUTION AND GOVERNING LAW

14.1 Governing Law

These Terms, and any dispute, claim, or controversy arising out of or relating to these Terms or the use of the Platform, including any non-contractual claims, shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

The Federal Arbitration Act (9 U.S.C. §§ 1–16) shall govern the interpretation and enforcement of the arbitration provisions set forth in this Section.

14.2 Informal Resolution

Before initiating any formal proceeding, you agree to attempt in good faith to resolve any dispute with Interstice by providing written notice describing the nature of the dispute and the relief sought.

If the parties are unable to resolve the dispute within thirty (30) days after such notice, either party may initiate arbitration as set forth in this Section.

14.3 Binding Arbitration

Except as otherwise expressly provided herein, any dispute, claim, or controversy arising out of or relating to these Terms or the use of the Platform shall be resolved exclusively by final and binding arbitration administered by JAMS in accordance with its applicable rules.

The arbitration shall be conducted by a single arbitrator, in English, and seated in New York, New York, unless otherwise agreed by the parties. The arbitrator shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of these Terms, including any claim that all or any part of these Terms is void or voidable.

Judgment on the arbitration award may be entered in any court of competent jurisdiction.

14.4 Class Action Waiver

You agree that any dispute shall be brought solely in your individual capacity and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding.

To the maximum extent permitted by applicable law, you waive any right to participate in, or to have any dispute heard as part of, any class, collective, or representative action. The arbitrator shall have no authority to consolidate claims or to preside over any form of class or representative proceeding.

14.5 Injunctive and Equitable Relief

Notwithstanding the foregoing, Interstice may seek injunctive or equitable relief in any court of competent jurisdiction to prevent unauthorized access to or misuse of the Platform, protect its intellectual property or confidential information, or otherwise enforce compliance with these Terms.

14.6 Arbitration Costs and Fees

Each party shall bear its own legal fees and costs, except as may be awarded by the arbitrator in accordance with applicable law or the rules of JAMS.

If the arbitrator determines that any claim is frivolous or brought in bad faith, the prevailing party shall be entitled to recover its reasonable attorneys’ fees and costs.

14.7 Time Limitation

Any claim or cause of action arising out of or relating to these Terms or the use of the Platform must be brought within one (1) year after the event giving rise to such claim, or such claim shall be permanently barred, to the maximum extent permitted by applicable law.

14.8 Severability of Dispute Resolution Provisions

If any portion of this Section is found to be invalid or unenforceable, such portion shall be severed, and the remaining provisions shall remain in full force and effect, except that if the class action waiver in Section 14.4 is found to be unenforceable, then the arbitration provisions set forth in this Section shall not apply.

15. MISCELLANEOUS

15.1 Entire Agreement

These Terms, together with any documents incorporated by reference, including the Privacy Policy, the KYC/KYB Terms of Service, and any applicable Annexes, constitute the entire agreement between you and Interstice with respect to the subject matter hereof and supersede all prior or contemporaneous understandings, agreements, representations, or communications, whether written or oral.

15.2 Assignment

Interstice may assign, transfer, or delegate its rights and obligations under these Terms, in whole or in part, without notice or consent.

You may not assign, transfer, or delegate any of your rights or obligations under these Terms without the prior written consent of Interstice, and any attempted assignment in violation of this provision shall be null and void.

15.3 No Waiver

No failure or delay by Interstice in exercising any right, power, or remedy under these Terms shall operate as a waiver thereof. Any waiver shall be effective only if made in writing and shall not be deemed a waiver of any subsequent breach or default.

15.4 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, such provision shall be enforced to the maximum extent permitted by law, and the remaining provisions shall remain in full force and effect.

15.5 Force Majeure

Interstice shall not be liable for any delay or failure in performance resulting from causes beyond its reasonable control, including, without limitation, acts of God, natural disasters, war, terrorism, civil unrest, labor disputes, governmental actions, failures of utilities or telecommunications networks, or failures of third-party systems or infrastructure.

15.6 No Agency or Partnership

Nothing in these Terms shall be deemed to create any partnership, joint venture, agency, fiduciary, or employment relationship between you and Interstice.

You shall have no authority to bind Interstice or to act on its behalf in any manner.

15.7 Third-Party Beneficiaries

These Terms are intended solely for the benefit of you and Interstice and do not create any rights in favor of any third party, except that the Indemnified Parties may rely upon and enforce the provisions of Section 11.

15.8 Headings

Section headings are for convenience only and shall not affect the interpretation of these Terms.

15.9 Interpretation

These Terms shall be interpreted according to their fair meaning and not strictly for or against either party. Any rule of construction that ambiguities are to be resolved against the drafting party shall not apply.

15.10 Notices

Interstice may provide notices under these Terms through the Platform, by email, or by other reasonable means. Such notices shall be deemed effective upon transmission or posting, as applicable.

You are responsible for maintaining accurate and current contact information and for reviewing such communications.

15.11 Modifications to Terms

Interstice may modify or update these Terms and its Annexes at any time, in its sole discretion. Any such changes shall become effective upon publication, unless otherwise specified.

Your continued access to or use of the Platform following the publication of any such changes constitutes your acceptance of the revised Terms.

ANNEX I - CROSS-CHAIN SWAP ENGINE

1. Scope and Application

This Annex I (“Annex”) governs your access to and use of the Cross-Chain Swap Engine (the “CCSE”), a Service made available through the Platform.

This Annex forms an integral part of the Terms of Use (the “Terms”) and applies exclusively to any interaction with the CCSE. In the event of any inconsistency between this Annex and the Terms, this Annex shall govern solely with respect to the CCSE, and the Terms shall otherwise remain in full force and effect.

This Annex is subject to, and shall be read in conjunction with, the Terms of Use, the Privacy Policy, and, where applicable, the KYC/KYB Terms of Service, each of which is incorporated by reference.

2. Definitions

For purposes of this Annex:

“Liquidity Provider” or “LP” means any independent third party that, acting in its own capacity and as principal, responds to a Request-for-Quote by offering pricing and transaction terms from its own balance sheet and that may enter into a bilateral transaction directly with a user.

“Request-for-Quote” or “RFQ” means a communication initiated by a user through the Platform for the purpose of soliciting pricing or transaction terms from one or more LPs with respect to a potential transaction.

“Audit Records” has the meaning set forth in Section 16 of this Annex.

3. Nature and Characterization of the Service

The CCSE constitutes a non-custodial, bilateral Request-for-Quote coordination and messaging layer designed to enable communication between users and LPs in connection with potential cross-chain transactions.

The CCSE does not constitute, and shall not be construed as, a trading venue, exchange, alternative trading system, broker-dealer, money transmission service, clearing agency, settlement system, or financial intermediary of any kind.

The CCSE does not provide matching, routing, execution, settlement, clearing, or custody services, and does not operate any order book, liquidity pool, or multilateral trading environment.

Interstice’s role is strictly limited to enabling communication and coordination of transaction parameters. All economic activity, contractual relationships, and asset transfers occur directly between users and LPs through independent systems.

The CCSE does not maintain, display, or provide access to any order book, market depth, or trading interest, whether firm or indicative.

4. Bilateral RFQ Framework

All interactions facilitated through the CCSE are conducted on a strictly bilateral RFQ basis.

A user may submit an RFQ to one or more LPs. Each LP receives such RFQ independently and may respond with a quote based on its own pricing methodologies, risk assessments, and internal considerations.

The Platform does not aggregate, rank, prioritize, optimize, or algorithmically process quotes. Each quote constitutes an independent and direct bilateral offer from a specific LP.

Interstice does not act as a matching engine and does not facilitate multilateral interaction among participants. The selection, acceptance, or rejection of any quote is determined exclusively by the user in its sole discretion.

5. User-Controlled Transaction Initiation and Execution

All transactions are initiated and executed directly by users through their own wallet infrastructure and external blockchain systems.

Digital assets remain under the exclusive control of the user at all times prior to transaction initiation. Interstice does not have access to, and does not control, user wallets, private keys, accounts, or signing authority, and cannot initiate, authorize, prevent, or modify any transaction.

Acceptance of a quote constitutes a bilateral arrangement between the user and the relevant LP and does not create any obligation, liability, or participation on the part of Interstice.

6. Atomic Settlement and Smart Contract Mechanism

Transactions coordinated through the CCSE are implemented through dual-chain Hash Time-Locked Contract (“HTLC”) mechanisms deployed independently on the Canton Network and Ethereum.

Such transactions are conditional and atomic in nature, such that both legs of the transaction either complete in accordance with the logic of the underlying blockchain systems, without any ability for Interstice to intervene, alter, or influence such outcome.

The cryptographic preimage required to unlock settlement is generated and controlled by the user or its designated infrastructure. Interstice does not generate, possess, store, access, or control any such cryptographic material.

Upon satisfaction of the relevant smart contract conditions, settlement occurs automatically and irreversibly in accordance with the logic of the underlying blockchain systems.

The atomic settlement mechanism is designed to ensure that transactions either complete in accordance with predefined conditions or fail in their entirety, without any ability for Interstice to intervene, alter, or influence such outcome.Interstice makes no representation or warranty regarding the outcome of any transaction, and users acknowledge that technical, network, or external factors may result in delay, failure, or loss.

Interstice does not design, audit, or assume responsibility for the underlying smart contract architecture beyond any expressly disclosed third-party review.

7. Absence of Custody, Control, or Intermediation

At no time does Interstice:

• hold, custody, or control any digital assets;
• operate or maintain wallet infrastructure on behalf of users;
• act as a counterparty to any transaction;
• act as an agent, broker, intermediary, fiduciary, or representative of any party; or
• participate in the execution, routing, clearing, or settlement of any transaction.

All transactions occur directly between users and LPs via independent third-party systems.

Interstice has no ability to access, freeze, redirect, recover, cancel, or reverse any asset or transaction, whether before, during, or after execution.

Interstice does not generate, structure, or prepare transaction instructions on behalf of users, nor does it transform user inputs into executable instructions.

8. Role and Independence of Liquidity Providers

LPs act as independent counterparties, transacting from their own balance sheets and in their own capacity.

No assets are pooled, commingled, or contributed to any shared liquidity structure. The CCSE does not operate any liquidity pool, automated market maker, or capital aggregation mechanism.

Interstice does not guarantee the availability, pricing, performance, or solvency of any LP and does not assume any counterparty risk or responsibility in connection with any transaction.

Interstice does not create, establish, or imply any agency, partnership, or fiduciary relationship between users and Liquidity Providers.

9. Pricing, Quotes, Fees, and Cost Disclosure

All pricing and transaction terms are determined exclusively by Liquidity Providers (“LPs”), acting independently and on a bilateral basis.

Interstice does not set, influence, validate, or guarantee pricing and does not provide best execution, price discovery, or optimization services.

Interstice may charge fees in connection with access to or use of the CCSE. Such fees may consist of a fixed fee, a variable fee calculated as a percentage of a transaction amount, or a combination thereof. All applicable fees shall be disclosed to the user prior to use of the relevant Service and shall be applied on a predetermined and transparent basis.

Such fees are not contingent upon transaction outcomes, pricing achieved, or counterparty selection, and shall not be construed as participation in any transaction, execution activity, or trading function.

The Platform may present users with a breakdown of estimated transaction-related costs, which may include, as applicable, (i) any platform fees charged by Interstice, (ii) pricing or spread included in quotes provided by LPs, and (iii) estimated network or transaction fees associated with underlying blockchain systems.

Any such information is provided for transparency and informational purposes only and may be based on estimates, third-party inputs, or real-time conditions. Actual transaction costs may vary due to network conditions, execution timing, or other external factors beyond Interstice’s control.

To the extent that transaction records, settlement proofs, or other documentation are generated, such materials may include a summary of applicable fees or costs. Such summaries are informational in nature only and do not constitute a guarantee, invoice, or legally binding accounting record.

LPs may independently earn a spread between bid and ask prices, which is separate from any fee charged by Interstice. Interstice does not control or determine any spread, pricing, or fee charged by any LP.

Interstice does not receive any direct or indirect economic benefit based on transaction volume, pricing differentials, or user trading activity.

10. Third-Party Systems and Dependencies

The CCSE relies on independent third-party systems, including blockchain networks, smart contracts, oracle providers, and wallet infrastructure.

Interstice does not own, operate, or control any such systems and makes no representation or warranty regarding their availability, performance, security, or outcomes.

Any interaction with such systems is undertaken at the user’s sole risk. Interstice shall not be responsible for any failure, delay, or malfunction of such systems.

11. Smart Contract and Technical Risks

Transactions coordinated through the CCSE are implemented through smart contracts deployed on independent blockchain networks, which may contain vulnerabilities, defects, or unintended behaviors.

Although such smart contracts or related systems may be subject to independent review or audit, no audit, review, or testing process can eliminate all risks or guarantee the absence of errors, vulnerabilities, or adverse outcomes.

Users acknowledge and accept all risks associated with smart contract execution and underlying blockchain infrastructure, including, without limitation, risks of loss of digital assets, delayed or failed execution, incomplete or unsuccessful settlement, unintended outcomes resulting from code behavior, and failures or inconsistencies arising from oracle inputs, network congestion, validator behavior, consensus mechanisms, or time-lock conditions.

Users further acknowledge that interactions with smart contracts and blockchain systems are inherently probabilistic and may be affected by factors beyond the control of any party, including network conditions, third-party infrastructure, and external data dependencies.

Interstice does not design, deploy, operate, or control the underlying blockchain networks or smart contracts used in connection with transactions, and makes no representation or warranty as to their functionality, security, reliability, or performance.

To the maximum extent permitted by applicable law, Interstice shall have no liability for any loss, damage, or adverse outcome arising from or related to smart contract execution, blockchain operation, or any associated technical or systemic risk.

12. Irreversibility and Transaction Finality

Once a transaction has been initiated and the applicable conditions have been satisfied, settlement becomes final and irreversible.

Interstice has no ability to intervene in, halt, or reverse any transaction under any circumstances.

Users are solely responsible for verifying all transaction parameters prior to initiation.

13. Compliance and User Responsibility

All transactions conducted through the CCSE are bilateral interactions between independent counterparties.

Users are solely responsible for ensuring compliance with all applicable laws and regulations, including sanctions, anti-money laundering, and financial regulatory requirements, as well as for conducting appropriate counterparty due diligence.

Interstice does not verify the legality, permissibility, or compliance of any transaction and does not provide regulatory determinations or assurances.

14. No Reliance on the Platform

The CCSE provides infrastructure and informational functionality only.

Nothing in the CCSE shall be relied upon as a substitute for independent legal, regulatory, or compliance analysis, and all decisions are made solely by the user.

15. Records and Documentation

The Platform may generate transaction-related records, confirmations, or audit logs for informational and compliance-support purposes.

Such records do not constitute regulated trade confirmations, broker confirmations, or legally binding reporting instruments.

Users remain solely responsible for maintaining their own records and satisfying any applicable reporting obligations.

16. Audit Trail and Transaction Records

The Platform may generate structured, time-stamped records relating to user activity, including interactions with the CCSE, quote selection, and transaction-related events (the “Audit Records”).

Audit Records are made available for informational, operational, and compliance-support purposes and may be accessible to the user and its designated personnel.

Audit Records reflect data captured at the Platform layer and do not constitute verification, certification, or validation of any transaction, nor do they represent a complete or authoritative record of activity occurring on blockchain networks or third-party systems.

The generation or availability of Audit Records does not constitute monitoring, supervision, surveillance, or regulatory oversight. Interstice does not review, validate, or control transactions through the creation of such records and does not assume any obligation to detect, prevent, or report any activity.

Users remain solely responsible for maintaining their own records and for satisfying all applicable legal and regulatory requirements.

17. Modification or Discontinuation

Interstice may, at any time and in its sole discretion, modify, suspend, or discontinue the CCSE, in whole or in part, without liability.

The CCSE is provided on an “as is” and “as available” basis, and Interstice makes no representation or warranty regarding its availability, continuity, or performance.

Interstice does not guarantee that the CCSE will be available on an uninterrupted, continuous, secure, or error-free basis, and the availability and functionality of the CCSE may change at any time due to technical, regulatory, operational, or other considerations.

18. Non-Binding Nature of RFQs and Quotes Requests for Quotes and any responses thereto are indicative in nature unless expressly stated otherwise by the relevant Liquidity Provider.

The submission of an RFQ or the receipt of a quote does not, in and of itself, create a binding obligation to transact.

Any binding obligation arises, if at all, solely upon the independent acceptance and execution of a transaction by the user and the relevant LP through external systems.

Interstice does not guarantee the availability, validity, or execution of any quote and shall not be responsible for expired, withdrawn, or unavailable quotes.

Interstice does not make or transmit any offer, solicitation, or invitation to transact.

ANNEX II - VENEZUELA PROTOCOL

1. Scope and Nature of the Venezuela Protocol

This Annex II (“Annex”) governs your access to and use of the Venezuela Protocol (the “Venezuela Protocol”), a Service made available through the Platform.

This Annex forms an integral part of the Terms of Use (the “Terms”) and applies exclusively to any interaction with the Venezuela Protocol. In the event of any inconsistency between this Annex and the Terms, this Annex shall govern solely with respect to the Venezuela Protocol, and the Terms shall otherwise remain in full force and effect.

The Venezuela Protocol constitutes a compliance-oriented infrastructure designed to enable users to assess, document, and validate sanctions-screened interactions with Venezuelan private-sector counterparties in reference to applicable legal and regulatory frameworks, including those administered by the U.S. Department of the Treasury’s Office of Foreign Assets Control (“OFAC”). It provides tools for identity verification, sanctions screening, transaction-related documentation, and audit record generation.

The Venezuela Protocol does not, and shall not be construed to, execute, settle, transmit, process, or intermediate any transaction or transfer of value. All transactions, payments, and transfers of value occur independently of Interstice and outside of its systems and control.

This Annex is subject to, and shall be read in conjunction with, the Terms of Use, the Privacy Policy, and, where applicable, the KYC/KYB Terms of Service, each of which is incorporated by reference.

2. No Execution, No Custody, and No Intermediation

At no time does Interstice:

• hold, custody, or control any fiat currency, digital assets, or financial instruments;
• operate or maintain accounts, wallets, or payment infrastructure on behalf of any user;
• act as a payment processor, money transmitter, financial institution, or intermediary;
• initiate, authorize, route, or settle any transaction; or
• act as a counterparty, agent, broker, fiduciary, or representative in any transaction.

All payments are initiated, authorized, and completed solely by users through independent third-party systems, including financial institutions, payment processors, or blockchain networks.

Interstice does not generate, prepare, structure, or transmit payment instructions on behalf of any user, nor does it convert user inputs into executable payment instructions.

3. Compliance Infrastructure and Screening Framework

The Venezuela Protocol may include a multi-layered compliance framework designed to support risk assessment and documentation. Such framework may include, without limitation:

3.1 Sender Identity Verification and Screening

Users acting as senders (“Senders”) may be required to undergo business verification (KYB), including the collection and validation of entity information, tax identification details, beneficial ownership information, and authorized representatives.

Screening may include sanctions screening, politically exposed person (PEP) identification, and adverse media checks conducted through third-party providers.

3.2 Wallet-Level Screening

Where applicable, wallet addresses associated with users may be screened using third-party blockchain analytics providers for sanctions exposure, illicit finance indicators, transaction history risk, and clustering analysis.

Wallets that exceed defined risk thresholds may be restricted from use within the Platform.

3.3 Recipient Verification and Screening

Recipients (“Recipients”) may be required to undergo identity or business verification (KYC/KYB), including sanctions screening and risk assessment, prior to accessing the Platform.

Failure to satisfy such requirements may result in denial of access.

3.4 Transaction Monitoring

The Platform may integrate transaction monitoring tools, including real-time or post-event analysis of transactions or related activity.

All such monitoring is informational and risk-based in nature and does not constitute supervision, enforcement, or regulatory oversight.

4. Compliance Outputs and Audit Trail

The Venezuela Protocol may generate compliance-related outputs, including audit records, transaction documentation, and compliance packages.

Such outputs may include, without limitation:

• identity verification records;
• sanctions screening results;
• wallet risk assessments;
• transaction-related metadata (including external system references where applicable);
• user-provided information, including invoices or transaction details; and
• timestamped audit logs.

All such outputs are provided for informational, documentation, and compliance-support purposes only and may not reflect the complete or final state of any transaction or regulatory determination. Interstice does not guarantee that any such output will satisfy regulatory requirements or be accepted by any authority.

Such outputs shall not be relied upon as evidence of compliance, authorization, or regulatory approval.

5. Regulatory Positioning and User Responsibility

Users are solely responsible for determining whether any activity conducted in connection with the Venezuela Protocol complies with applicable laws and regulations, including U.S. sanctions laws, export controls, and any applicable foreign legal requirements.

Interstice does not:

• provide legal, regulatory, or compliance advice;
• determine the applicability, scope, or validity of any OFAC General License or other authorization;
• validate the legality of any transaction; or
• assume responsibility for user compliance.

Any reference to regulatory frameworks, including OFAC guidance or General Licenses, is provided for informational purposes only and does not constitute a legal determination.

The Platform does not perform any automated or systematic legal determination regarding the permissibility of any transaction.

Interstice does not determine, calculate, or guarantee the satisfaction of any tax, reporting, or local regulatory obligation in any jurisdiction.

6. Use of Third-Party Providers

The Venezuela Protocol relies on third-party service providers for identity verification, sanctions screening, transaction monitoring, and data analysis.

Interstice does not control and is not responsible for:

• the accuracy, completeness, or timeliness of third-party data;
• the methodologies or risk models used by such providers; or
• any errors, omissions, or failures in third-party systems.

All such services are provided independently and subject to their own terms and limitations.

7. Payment Flow and Independent Settlement

The Venezuela Protocol may facilitate the documentation and coordination of payment-related activity between Senders and Recipients.

Payments may be initiated by either party and may involve the use of external financial systems, including fiat payment rails, stablecoin infrastructure, or other third-party mechanisms.

At no point does Interstice:

• control the movement of funds;
• act as a settlement layer; or
• participate in transaction execution.

Settlement occurs independently between the relevant parties and external systems.

Settlement may involve independent third-party financial institutions, payment processors, or regulated service providers acting in their own capacity. Interstice does not control, operate, or participate in such systems.

Interstice does not have visibility into, control over, or involvement in the movement of funds within any financial system, including any debit, credit, or settlement process.

Interstice does not access, connect to, or operate any banking system, payment rail, or financial account used in connection with any transaction.

8. No Guarantee of Regulatory Acceptance

Interstice makes no representation or warranty that:

• any transaction complies with applicable law;
• any compliance output satisfies regulatory requirements; or
• any regulator will accept, recognize, or rely upon any documentation generated through the Platform.

Regulatory interpretations, enforcement priorities, and applicable legal frameworks may change at any time without notice.

9. Sanctions and Restricted Activity

Users may not use the Venezuela Protocol in connection with any activity that violates applicable sanctions laws or involves restricted persons, entities, or jurisdictions.

Interstice reserves the right to restrict, suspend, or deny access where it reasonably determines that a user presents sanctions, legal, or regulatory risk.

Any such determination is discretionary and does not constitute a legal conclusion.

Any restriction, suspension, or denial of access by Interstice is based on internal risk criteria and does not constitute a legal determination, regulatory finding, or designation under any sanctions regime.

10. Data and Documentation for Regulatory Use

Compliance outputs generated through the Platform may be made available to users for their internal use, including regulatory reporting, audit preparation, or documentation purposes.

Interstice does not provide regulatory filing, reporting, or submission services and does not submit information to any authority on behalf of users, except as required by applicable law.

11. No Reliance

The Venezuela Protocol is not a substitute for a user’s own compliance program, legal analysis, or regulatory obligations.

Users may not rely on the Platform as the sole basis for determining compliance with applicable law.

All decisions relating to transactions, counterparties, and regulatory obligations are made independently by users.

12. Fees and Cost Disclosure

Interstice may charge fees in connection with access to or use of the Venezuela Protocol. Such fees may consist of a fixed fee, a variable fee calculated as a percentage of a transaction amount, or a combination thereof.

All applicable fees shall be disclosed to the user prior to use of the relevant Service and shall be applied on a predetermined and transparent basis.

Such fees are charged for access to the Platform and its compliance infrastructure and are not contingent upon transaction outcomes, execution, exchange rates, or counterparty selection.

The Platform may present estimated transaction-related information, including fees, exchange rate references, and other cost components. Any such information is provided for transparency purposes only and may be based on third-party data, estimates, or real-time conditions.

Actual amounts transferred, converted, or received may vary based on external systems, financial institutions, or market conditions, all of which are outside Interstice’s control.

Interstice does not receive any direct or indirect economic benefit based on payment volume, transaction value, or user activity.

13. Exchange Rate Information

The Platform may display reference exchange rate information, including rates published by third parties such as the Banco Central de Venezuela (BCV) or other sources.

Such rates are provided for informational purposes only and do not constitute a guarantee, commitment, or representation as to the rate applied in any transaction.

Interstice does not control, determine, or guarantee any exchange rate, conversion outcome, or final amount received by any party.

All currency conversion outcomes are determined by external financial systems and counterparties. Interstice does not apply, enforce, or execute any currency conversion.

14. Modification or Discontinuation

Interstice may, at any time and in its sole discretion, modify, suspend, or discontinue the Venezuela Protocol, in whole or in part, without liability.

The Venezuela Protocol is provided on an “as is” and “as available” basis. Interstice does not guarantee that the Protocol will be available on a continuous, uninterrupted, secure, or error-free basis.

The availability and functionality of the Protocol may change at any time due to technical, regulatory, operational, or business considerations.

15. No Guarantee of Payment Outcome Interstice makes no representation or warranty that any payment will be completed, delivered, received, or processed successfully.

Interstice shall not be responsible for any failure, delay, rejection, reversal, or inability to complete a payment, including any outcome resulting from third-party financial institutions, payment processors, counterparties, or regulatory constraints.

16. No Agency or Transaction Relationship Nothing in the Venezuela Protocol shall be deemed to create any agency, intermediary, fiduciary, partnership, or joint venture relationship between Interstice and any user, sender, recipient, or third party.

Interstice does not act on behalf of any party, does not represent any party, and does not participate in any transaction or payment relationship between users.